EDI 265 Real Estate Title Insurance Services Order

Functional Group TO

X12F Finance Subcommittee

This X12 Transaction Set contains the format and establishes the data contents for the Real Estate Title Insurance Services Order (265) Transaction Set for use within the context of an Electronic Data Interchange (EDI) environment. The transaction set can be used by a real estate agent, mortgage lender, or other real estate company to order, update, or cancel title services from a title insurance services company. This standard can also be used by the title services company to return title information to the party originating the order. This transaction set replaces the paper forms used to request services such as title searches and insurance, and replaces mortgage closing documents.

Heading

Position
Segment
Name
Max use
  1. To indicate the start of a transaction set and to assign a control number

  2. To indicate the beginning of a transaction set

  3. N1 Loop Mandatory
    Repeat 5
    1. To identify a party by type of organization, name, and code

      The N1 loop is used to name the party requesting information.
    2. To specify additional names

    3. To specify the location of the named party

    4. To specify the geographic place of the named party

    5. To specify identifying information

    6. To identify a person or office to whom administrative communications should be directed

Detail

Position
Segment
Name
Max use
  1. LX Loop Mandatory
    Repeat >1
    1. To reference a line number in a transaction set

    2. To specify identifying information

      The REF segment is used for the client's property reference number.
    3. To provide specifics on property or legal description; this segment provides for a simple legal description such as lot, block and subdivision

      The PDS segment is used to supply property description detail. This may be a simple legal description of the property such as lot, block, and subdivision.
    4. To describe real estate property by boundary lines with their terminal points and angles; this segment defines legal boundaries of real estate property

      The PDE segment provides for the transmission of a Property Metes and Bounds legal description. This type of description generally consists of several points of reference and a series of directions, angles, and distances.
    5. To define the attributes of a property or an entity

    6. To define types and values of a geographic location

    7. To describe terms of a mortgage product

    8. To describe the characteristics of a mortgage requested by the applicant(s)

    9. To provide high-level information about a loan

    10. To provide a free-form format that allows the transmission of text information

    11. IN1 Loop Optional
      Repeat >1
      1. To provide identification of an individual or entity

      2. To sequence individual name components for maximum specificity

      3. To supply demographic information

      4. Defines nature of participation in financial account

      5. N4 Loop Optional
        Repeat >1
        1. To specify the geographic place of the named party

        2. To specify the location of the named party

        3. To identify a person or office to whom administrative communications should be directed

    12. MCD Loop Optional
      Repeat >1
      1. To provide details about loan settlement

      2. To indicate the total monetary amount

    13. N1 Loop Optional
      Repeat >1
      1. To identify a party by type of organization, name, and code

      2. To specify additional names

      3. To specify the location of the named party

      4. To specify the geographic place of the named party

      5. To specify identifying information

      6. To identify a person or office to whom administrative communications should be directed

      7. To indicate the total monetary amount

    14. TIS Loop Optional
      Repeat >1
      1. To provide the type, extent, and dates for title insurance service

      2. To indicate the total monetary amount

    15. PWK Loop Optional
      Repeat 5
      1. To identify the type or transmission or both of paperwork or supporting information

      2. To identify a party by type of organization, name, and code

      3. To specify additional names

      4. To specify the location of the named party

      5. To specify the geographic place of the named party

      6. To specify identifying information

      7. To identify a person or office to whom administrative communications should be directed

  2. To indicate that the next segment begins a loop

  3. TIS Loop Optional
    Repeat >1
    1. To provide the type, extent, and dates for title insurance service

    2. To indicate the total monetary amount

    3. To provide a free-form format that allows the transmission of text information

  4. To indicate that the loop immediately preceding this segment is complete

  5. To indicate the end of the transaction set and provide the count of the transmitted segments (including the beginning (ST) and ending (SE) segments)

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