EDI 191 Student Loan Pre-Claims and Claims

Functional Group SD

X12F Finance Subcommittee

This X12 Transaction Set contains the format and establishes the data contents of the Student Loan Pre-Claims and Claims Transaction Set (191) for use within the context of an Electronic Data Interchange (EDI) environment. This transaction set can be used by lending institutions (lenders), secondary markets, or student loan servicers to exchange information with guarantee agencies (guarantors) regarding pre-claims assistance on student loans that are approaching a default status and claim payment requests for defaulted student loans. This information includes, but is not limited to, borrower identification, loan detail, payment history, and due diligence history. Federal regulations require loan owners to file a pre-claims assistance request as part of their due diligence process, prior to filing a claim for default reimbursement. Loan owners are also required to file specific information to submit a claim payment request.

Heading

1. 0100 · ST · Transaction Set Header · Max 1 · Mandatory

   To indicate the start of a transaction set and to assign a control number

2. 0200 · BGN · Beginning Segment · Max 1 · Mandatory

   To indicate the beginning of a transaction set

3. ENT Loop Mandatory Repeat 10

   1. 0300 · ENT · Entity · Max 1 · Mandatory

      To designate the entities which are parties to a transaction and specify a reference meaningful to those entities

      Use the ENT loop to identify the borrower, student, last school attended, loan holder, servicer, guarantors and other related entities.

   2. 0400 · IN2 · Individual Name Structure Components · Max 5 · Optional

      To sequence individual name components for maximum specificity

   3. 0500 · N3 · Party Location · Max 2 · Optional

      To specify the location of the named party

   4. 0600 · N4 · Geographic Location · Max 1 · Optional

      To specify the geographic place of the named party

   5. 0700 · PER · Administrative Communications Contact · Max 3 · Optional

      To identify a person or office to whom administrative communications should be directed

   6. 0800 · DMG · Demographic Information · Max 1 · Optional

      To supply demographic information

   7. 0900 · DMA · Additional Demographic Information · Max 1 · Optional

      To supply additional demographic identification

   8. 1000 · DTP · Date or Time or Period · Max 3 · Optional

      To specify any or all of a date, a time, or a time period

   9. 1100 · YNQ · Yes/No Question · Max 5 · Optional

      To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

   10. 1200 · ENR · School Enrollment Information · Max 1 · Optional

       To provide school data relative to the applicant or the student

   11. IN1 Loop Optional Repeat 10

       1. 1300 · IN1 · Individual Identification · Max 1 · Mandatory

          To provide identification of an individual or entity

          Use the IN1 loop to identify the spouse, employer, relatives, references, and certification authorities.

       2. 1400 · IN2 · Individual Name Structure Components · Max 5 · Optional

          To sequence individual name components for maximum specificity

       3. 1500 · N3 · Party Location · Max 2 · Optional

          To specify the location of the named party

       4. 1600 · N4 · Geographic Location · Max 1 · Optional

          To specify the geographic place of the named party

       5. 1700 · PER · Administrative Communications Contact · Max 2 · Optional

          To identify a person or office to whom administrative communications should be directed

       6. 1800 · DTP · Date or Time or Period · Max 1 · Optional

          To specify any or all of a date, a time, or a time period

       7. 1900 · YNQ · Yes/No Question · Max 5 · Optional

          To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

   12. REF Loop Mandatory Repeat 100

       1. 2000 · REF · Reference Information · Max 1 · Mandatory

          To specify identifying information

          Use the REF loop to identify the borrower's student loans.

       2. 2100 · SLI · Specific Loan Information · Max 1 · Optional

          To provide information for the loan under consideration

       3. 2200 · GR · Guarantee Result Detail · Max 1 · Optional

          To provide information related to the disposition of a student loan

       4. 2300 · DEF · Delayed Repayment · Max 100 · Optional

          To provide information related to student loan delayed repayment

       5. 2400 · YNQ · Yes/No Question · Max 1000 · Optional

          To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

       6. 2500 · DB · Disbursement Information · Max 10 · Optional

          To specify disbursement dates and amounts for a loan

       7. 2600 · DTP · Date or Time or Period · Max 500 · Optional

          To specify any or all of a date, a time, or a time period

       8. 2700 · AMT · Monetary Amount Information · Max 500 · Optional

          To indicate the total monetary amount

       9. IN1 Loop Optional Repeat 10

          1. 2800 · IN1 · Individual Identification · Max 1 · Mandatory

             To provide identification of an individual or entity

             Use the IN1 loop to identify the co-signers, co-makers, endorsers, or prior schools.

          2. 2900 · IN2 · Individual Name Structure Components · Max 5 · Optional

             To sequence individual name components for maximum specificity

          3. 3000 · N3 · Party Location · Max 2 · Optional

             To specify the location of the named party

          4. 3100 · N4 · Geographic Location · Max 1 · Optional

             To specify the geographic place of the named party

          5. 3200 · PER · Administrative Communications Contact · Max 2 · Optional

             To identify a person or office to whom administrative communications should be directed

          6. 3300 · YNQ · Yes/No Question · Max 5 · Optional

             To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

4. 3400 · SE · Transaction Set Trailer · Max 1 · Mandatory

   To indicate the end of the transaction set and provide the count of the transmitted segments (including the beginning (ST) and ending (SE) segments)