CREMUL Multiple credit advice
TBG5 Finance
A Multiple Credit Advice message is sent by an Account Servicing Financial Institution to the Account Owner or to a third party, which has agreed bilaterally in advance, that its account (s) has been or will be credited for specified amount (s) on the date (s) indicated, in settlement of the referenced business transaction (s).
Header
- 00010Message headerMandatoryMax 1
A service segment starting and uniquely identifying a message. The message type code for the Multiple credit advice message is CREMUL. Note: Multiple credit advice messages conforming to this document must contain the following data in segment UNH, composite S009: Data element 0065 CREMUL 0052 D 0054 18A 0051 UN
1. Data element S009/0057 is retained for upward compatibility. The use ofS016 and/or S017 is encouraged in preference.2. The combination of the values carried in data elements 0062 and S009 shallbe used to identify uniquely the message within its group (if used) or ifnot used, within its interchange, for the purpose of acknowledgement. - 00020Beginning of messageMandatoryMax 1
A segment by means of which the sender must uniquely identify the CREMUL message using its type and number and its function. It is an information of items advised in advance, of items pending to be booked or of items which have been booked.
- 00030Date/time/periodConditionalMax 1
A segment specifying the date and, if required, the time the message is created.
- 00040Business functionConditionalMax 1
A segment identifying certain characteristics of the Multiple Credit Advice, such as, its business function. In so doing, it provides information about the message that may be used to route the message within an institution, for tariffing, or for the provision of some statistical information.
- Segment group 1Repeat 2
- 00060ReferenceMandatoryMax 1
A segment specifying the reference of the previously-sent message.
- 00070Date/time/periodConditionalMax 1
A segment identifying the creation date/time of the referenced message.
- 00060ReferenceMandatoryMax 1
- Segment group 2Repeat 5
- 00090Financial institution informationMandatoryMax 1
A segment identifying the financial institutions associated with the transaction, in coded or uncoded form and their function.
- 00100Contact informationConditionalMax 1
A segment identifying a person or a department for the party specified in the leading FII segment to whom communication should be directed.
- 00110Communication contactConditionalMax 5
A segment identifying communication type (s) and number (s) of person (s) or department (s) specified in the associated CTA segment.
- 00090Financial institution informationMandatoryMax 1
- Segment group 3Repeat 3
- 00130Name and addressMandatoryMax 1
A segment identifying the names and addresses of the non- financial parties associated with the multiple credit advice, in coded or uncoded form, and their function.
- 00140Contact informationConditionalMax 1
A segment identifying a person or a department for the party specified in the leading NAD segment to whom communication should be directed.
- 00150Communication contactConditionalMax 5
A segment identifying communication type(s) and number (s) of person (s) or department (s) specified in the associated CTA segment.
- 00130Name and addressMandatoryMax 1
- Segment group 4Repeat 9999
- 00170Line itemMandatoryMax 1
A segment indicating, by a sequential line number, the beginning of the specification of details related to all transactions specified.
- 00180Date/time/periodConditionalMax 2
A segment specifying the entry and/or value date.
- 00190Business functionConditionalMax 1
A segment identifying certain characteristics of the credits stored as individual transactions in level C, such as the bank operation, i.e., the method of transferring the funds, in order to sort the dependent credits according to their category.
- 00200Monetary amountMandatoryMax 2
A segment specifying the total amount of all credits stored as individual transactions in level C and/or the total amount of all credits stored in level C plus the total fee amount.
- Segment group 5Repeat 3
- 00220ReferenceMandatoryMax 1
A segment specifying reference numbers for the payments involved in the transaction.
- 00230Date/time/periodConditionalMax 1
A segment specifying dates relevant to the related references.
- 00220ReferenceMandatoryMax 1
- Segment group 6Repeat 1
- 00250Financial institution informationMandatoryMax 1
A segment identifying the financial institutions and relevant account number associated with the transaction, in coded or uncoded form and their function.
- 00260Contact informationConditionalMax 1
A segment identifying a person or a department for the financial institution specified in the leading FII segment to whom communication should be directed.
- 00270Communication contactConditionalMax 5
A segment identifying communication type (s) and number (s) of person (s) or department (s) specified in the associated CTA segment.
- 00250Financial institution informationMandatoryMax 1
- Segment group 7Repeat 5
- 00290Financial charges allocationMandatoryMax 1
A segment specifying the method for allocation of charges and allowances and identifying an account to which such charges or allowances were directed where it is different from the principal account.
- 00300Monetary amountConditionalMax 2
A segment identifying the basis amount from which charges are calculated, if different from the total amount. It is also giving the total value of charges and/or allowances, and associated taxes.
- Segment group 8Repeat 6
- 00320Allowance or chargeMandatoryMax 1
A segment used to provide full details of each charge or allowance for which the Payee is liable. Included are full details of the method of calculating the charge.
- 00330Percentage detailsConditionalMax 1
A segment specifying the percentage used for calculating the charges (or allowances).
- 00340Monetary amountConditionalMax 2
A segment identifying the amount of charges (or allowances) and/or specifying the basis amount from which charges (or allowances) may be calculated if different from the FCA segment.
- 00350CurrenciesConditionalMax 1
A segment specifying rates related to the charges and allowances.
- 00360Date/time/periodConditionalMax 1
A segment identifying the effective date and/or time the rate of exchange was fixed.
- Segment group 9Repeat 5
- 00380Duty/tax/fee detailsMandatoryMax 1
A segment identifying any taxes related to a specific charge.
- 00390Monetary amountConditionalMax 2
A segment specifying the total amount of the tax and the basis of calculation.
- 00400CurrenciesConditionalMax 1
A segment specifying exchange rates.
- 00410Date/time/periodConditionalMax 1
A segment identifying the effective date and/or time the rate of exchange was fixed.
- 00380Duty/tax/fee detailsMandatoryMax 1
- 00320Allowance or chargeMandatoryMax 1
- 00290Financial charges allocationMandatoryMax 1
- Segment group 10Repeat 999999
- 00430Sequence detailsMandatoryMax 1
A segment identifying the beginning of the specification of individual transactions (C level) by a sequential number.
- 00440Date/time/periodConditionalMax 3
A segment specifying value dates and other dates passed on from a preceding payment order.
- 00450Business functionConditionalMax 1
A segment specifying additional details regarding the individual credit, such as its business function.
- 00460Financial institution informationMandatoryMax 2
A segment identifying the financial institutions and relevant account number associated with the transaction, in coded or uncoded form and their function.
- Segment group 11Repeat 5
- 00480ReferenceMandatoryMax 1
A segment identifying references of other messages or transactions related to this transaction.
- 00490Date/time/periodConditionalMax 1
A segment specifying the date and/or time of the referenced messages or transactions.
- 00480ReferenceMandatoryMax 1
- Segment group 12Repeat 1
- 00510Payment instructionsMandatoryMax 1
A segment specifying the conditions, guarantee, method and channel of payment used.
- 00520Free textConditionalMax 1
A segment providing free form additional information.
- 00510Payment instructionsMandatoryMax 1
- Segment group 13Repeat 4
- 00540Monetary amountMandatoryMax 1
A segment giving the amount of the individual transaction.
- 00550CurrenciesConditionalMax 1
A segment identifying the source currency and the target currency of the transaction, when they are different.
- 00560Date/time/periodConditionalMax 2
A segment identifying the effective date and/or time the rate of exchange was fixed.
- 00570ReferenceConditionalMax 1
A segment identifying other transactions to which funds associated with the transaction is related such as a separate foreign exchange deal.
- 00540Monetary amountMandatoryMax 1
- Segment group 14Repeat 3
- 00590Name and addressMandatoryMax 1
A segment identifying the names and addresses of the parties associated with the exchange of the message, in coded or uncoded form, and their function.
- 00600Contact informationConditionalMax 1
A segment identifying a person or a department for the party specified in the leading NAD segment and to whom communication should be directed.
- 00610Communication contactConditionalMax 5
A segment identifying communication type (s) and number (s) of person (s) or department (s) specified in the associated CTA segment.
- 00590Name and addressMandatoryMax 1
- Segment group 15Repeat 3
- 00630Parties and instructionMandatoryMax 1
A segment identifying the party to enact the instruction, the parties contacted or to be contacted at or by the associated financial institution on matters concerning the execution of the payment. It specifies where appropriate the instruction in coded form.
- 00640Free textConditionalMax 1
A segment providing free text instructions related to the associated INP segment.
- 00650Date/time/periodConditionalMax 1
A segment specifying the earliest and latest dates and/or times by which the specified instructions must be carried out.
- 00630Parties and instructionMandatoryMax 1
- Segment group 16Repeat 10
- 00670Processing informationMandatoryMax 1
A segment identifying what processing should be completed for regulatory authorities.
- 00680Monetary amountConditionalMax 1
A segment giving the amount and the currency of each transaction to be reported.
- 00690Place/location identificationConditionalMax 2
A segment giving the different origins/destinations (places) of goods/investment/services.
- 00700Name and addressConditionalMax 1
A segment identifying the recipient of the associated informative text.
- 00710Requirements and conditionsConditionalMax 1
A segment giving the nature (e.g. goods, transport services) and direction of each transaction to be recorded in coded form.
- 00720Free textConditionalMax 10
A segment giving information, in coded or clear form, to provide information relevant to regulatory authorities requirements.
- 00670Processing informationMandatoryMax 1
- Segment group 17Repeat 5
- 00740Financial charges allocationMandatoryMax 1
A segment specifying the method for allocation of charges and allowances and identifying an account to which such charges or allowances were directed where it is different from the principal account.
- 00750Monetary amountConditionalMax 2
A segment identifying the basis amount from which charges are calculated, if different from the overall amount of the original order. It also gives the total value of charges and/or allowances, and associated taxes, that relate to an account for charges/allowances.
- Segment group 18Repeat 20
- 00770Allowance or chargeMandatoryMax 1
A segment providing full details of each charge or allowance for which the Payee is liable. Included are full details of the method of calculating the charge.
- 00780Percentage detailsConditionalMax 1
A segment specifying the percentage used for calculating the charges (or allowances).
- 00790Monetary amountConditionalMax 2
A segment identifying the amount of charges (or allowances) and/or specifying the basis amount from which charges (or allowances) may be calculated if different from the FCA segment.
- 00800CurrenciesConditionalMax 1
A segment specifying rates related to the charges and allowances.
- 00810Date/time/periodConditionalMax 2
A segment identifying the effective date and/or time the rate of exchange was fixed.
- Segment group 19Repeat 5
- 00830Duty/tax/fee detailsMandatoryMax 1
A segment identifying any taxes related to a specific charge.
- 00840Monetary amountConditionalMax 2
A segment specifying the total amount of the tax and the basis for calculation.
- 00850CurrenciesConditionalMax 1
A segment specifying exchange rates.
- 00860Date/time/periodConditionalMax 1
A segment identifying the effective date and/or time the rate of exchange was fixed.
- 00830Duty/tax/fee detailsMandatoryMax 1
- 00770Allowance or chargeMandatoryMax 1
- 00740Financial charges allocationMandatoryMax 1
- Segment group 20Repeat 1
- 00880Process identificationMandatoryMax 1
A segment identifying the kind of process at the beneficiary's side.
- 00890Free textConditionalMax 5
A segment providing free text information from the ordering customer to the beneficiary.
- Segment group 21Repeat 9999
- 00910Document/message detailsMandatoryMax 1
A segment identifying the reference document against which payment is being made.
- 00920Monetary amountConditionalMax 5
A segment giving the monetary amounts of each reference document (e.g., original amount, discount amount etc.). The amount due and the amount remitted are mandatory.
- 00930Date/time/periodConditionalMax 5
A segment specifying the date of the referenced document and indicating any other relevant dates applicable.
- 00940ReferenceConditionalMax 5
A segment for the inclusion of any additional references related to the reference document.
- 00950Name and addressConditionalMax 2
A segment identifying a party name and address, either by coded identification or in a clear form.
- Segment group 22Repeat 5
- 00970CurrenciesMandatoryMax 1
A segment identifying the currency and associated exchange rate of the referenced document where different to the remittance currency.
- 00980Date/time/periodConditionalMax 1
A segment specifying the date/time/period related to the rate of exchange.
- 00970CurrenciesMandatoryMax 1
- Segment group 23Repeat 100
- 01000Adjustment detailsMandatoryMax 1
A segment indicating any adjustments to the amounts originally specified in the referenced document, and to which items such adjustment apply with the associated reason for adjustment.
- 01010Monetary amountConditionalMax 1
A segment giving the monetary amounts of the adjustments of each reference document (e.g. original amounts, discount amount, etc.). The currency data elements should not be used.
- 01020ReferenceConditionalMax 1
A segment for the inclusion of any additional references related to the reference documents.
- 01030Free textConditionalMax 5
A segment providing free text information related to the payment details.
- 01000Adjustment detailsMandatoryMax 1
- Segment group 24Repeat 9999
- 01050Document line identificationMandatoryMax 1
A segment identifying a specific line item within the referenced document.
- 01060Monetary amountConditionalMax 5
A segment giving the monetary amounts for this line item.
- 01070Additional product idConditionalMax 5
A segment specifying item identification codes where required.
- 01080Date/time/periodConditionalMax 5
A segment specifying the date/time/period related to the line item.
- Segment group 25Repeat 5
- 01100CurrenciesMandatoryMax 1
A segment identifying the currency and associated exchange rate of the line item where different to the source and target currency.
- 01110Date/time/periodConditionalMax 1
A segment specifying the effective date and/or time the rate of exchange was fixed.
- 01100CurrenciesMandatoryMax 1
- Segment group 26Repeat 10
- 01130Adjustment detailsMandatoryMax 1
A segment indicating any adjustments to the amounts originally specified for this line item and the reason for the adjustment.
- 01140Monetary amountConditionalMax 1
A segment giving the monetary amounts of the adjustments for this line item.
- 01150ReferenceConditionalMax 1
A segment for the inclusion of any additional references related to the line item.
- 01160Free textConditionalMax 5
A segment providing free text information related to the payment details.
- 01130Adjustment detailsMandatoryMax 1
- 01050Document line identificationMandatoryMax 1
- 00910Document/message detailsMandatoryMax 1
- Segment group 27Repeat 1
- 01180Processing informationMandatoryMax 1
A segment identifying the end of the details of payment.
- 01190Monetary amountConditionalMax 5
A segment indicating total amounts for control purposes.
- 01180Processing informationMandatoryMax 1
- 00880Process identificationMandatoryMax 1
- 00430Sequence detailsMandatoryMax 1
- 00170Line itemMandatoryMax 1
- 01200Control totalConditionalMax 5
A segment identifying the kind of control checks and the totals according to the coded form.
- Segment group 28Repeat 5
- 01220Authentication resultMandatoryMax 1
A segment specifying details of any authentication (validation) procedures applied to the CREMUL message.
- 01230Date/time/periodConditionalMax 1
A segment identifying the validation date/time.
- 01220Authentication resultMandatoryMax 1
- 01240Message trailerMandatoryMax 1
A service segment ending a message, giving the total number of segments in the message (including the UNH & UNT) and the control reference number of the message.
1. 0062, the value shall be identical to the value in 0062 in thecorresponding UNH segment.