BUSCRD Business credit report
TBG12 Accounting and Auditing, Registration, Financial Information
The Business credit report message is used by credit reporting agencies to provide business credit information about a company to the agency's trading partners. Business credit information includes, but is not limited to, company name(s) or location(s), financial, operational, legal and business credit rating information
BUSCRD relates solely to the exchange of corporate or company credit information and is intended to enable the automation of business decision processing.
Header
- 00010Message headerMandatoryMax 1
A service segment starting and uniquely identifying a message. The message type code for the Business credit report message is BUSCRD. Note: Business credit report messages conforming to this document must contain the following data in segment UNH, composite S009: Data element 0065 BUSCRD 0052 D 0054 16A 0051 UN
1. Data element S009/0057 is retained for upward compatibility. The use ofS016 and/or S017 is encouraged in preference.2. The combination of the values carried in data elements 0062 and S009 shallbe used to identify uniquely the message within its group (if used) or ifnot used, within its interchange, for the purpose of acknowledgement. - 00020Beginning of messageMandatoryMax 1
A segment to identify the individual business credit report document, its unique identifier, and specific message function.
- 00030Date/time/periodMandatoryMax 9
A segment to identify the Business credit report message date.
- 00040ReferenceConditionalMax 99
A segment to identify any other relevant references to this message such as a previously sent Business credit report message.
- Segment group 1Repeat 9
- 00060Party identificationMandatoryMax 1
A segment to identify names of parties, in coded or clear form, and their function relevant to the message. Identification of the sender and receiver is mandatory for the Business credit report message.
- 00070AddressConditionalMax 1
A segment to provide addresses of identified parties. Address information may not be necessary when the parties are identified in a coded manner.
- Segment group 2Repeat 9
- 00090Contact informationMandatoryMax 1
A segment to provide a contact person's name for each named party.
- 00100Communication contactConditionalMax 9
A segment to identify the phone number, fax number, e-mail, or other communication number for the contact party.
- 00090Contact informationMandatoryMax 1
- 00060Party identificationMandatoryMax 1
Detail
- Segment group 3Repeat 999999
- 00120Line itemMandatoryMax 1
A segment identifying a line item by a number which is assigned to the company being reported. A data group number may also be included.
- 00130Date/time/periodConditionalMax 99
A segment that provides the dates associated with the business credit report.
- 00140Party identificationConditionalMax 9
A segment to identify the entity(ies) being reported.
- 00150CurrenciesConditionalMax 1
A segment specifying the currency of the monetary amounts sent in the report. The currency can be overridden at a lower level when necessary.
- 00160LanguageConditionalMax 1
A segment identifying the language of any text information sent in the message. This includes text in clear values of data elements and in the specific segment used for free text.
- 00170Information detailConditionalMax 99
A segment identifying at a broad level, the information categories and types.
- 00180Free textConditionalMax 99
A segment to provide free text that is related to the entity at an overall level.
- Segment group 4Repeat 999999
- 00200Hierarchy informationMandatoryMax 1
A segment that defines a hierarchical level, and its relationship to other hierarchical levels such as its parent. The use of codes within this segment define its data relationship to previous iterations of the segment group, if any.
- 00210Information requiredConditionalMax 99
A segment specifying at a broad level the type of information requested or sent, such as company locations, facilities, names associated with companies and legal actions.
- 00220Information detailConditionalMax 99
A segment providing the category and type of information details that supplement the broad level preceding data.
- 00230Percentage detailsConditionalMax 99
A segment to provide percentage amounts relating to the details of the information.
- 00240Date/time/periodConditionalMax 99
A segment providing the dates related to the details of the information.
- 00250ReferenceConditionalMax 99
A segment to provide related reference numbers such as a Value Added Tax Registration number, a Business Registration number or a filing number.
- 00260MeasurementsConditionalMax 99
A segment to provide measurement values related to the type of information, as may be included in public filings.
- 00270CurrenciesConditionalMax 1
A segment to provide the currency code applicable to all subsequent monetary amounts. These amounts are related to the type of information. This segment may override, or replace (in the current segment group occurrence only), preceding higher level currency information.
- 00280Free textConditionalMax 99
A segment to provide free text information where coded data is non-existent. This segment may contain legally required phrases.
- Segment group 5Repeat 999
- 00300Monetary amountMandatoryMax 1
A segment to provide a monetary amount related to the subject area.
- 00310Monetary amount functionConditionalMax 9
A segment to identify one or more incremental relationships associated with a monetary amount.
- 00320Percentage detailsConditionalMax 9
A segment to provide percentages related to the monetary amount, such as a percentage change that this monetary amount represents compared to an amount in another time period.
- 00330Free textConditionalMax 1
A segment to provide text information related to a monetary amount.
- 00300Monetary amountMandatoryMax 1
- Segment group 6Repeat 999
- 00350AttributeMandatoryMax 1
A segment specifying the type of payment manner.
- 00360MeasurementsConditionalMax 9
A segment to provide significance information either as a single or range of values.
- 00370Percentage detailsConditionalMax 1
A segment to provide the percent of this payment manner as compared against the total payments.
- 00350AttributeMandatoryMax 1
- Segment group 7Repeat 999
- 00390ResultMandatoryMax 1
A segment to provide the rating value or score as determined by the credit agency.
- 00400Characteristic valueConditionalMax 99
A segment to provide an industry code or text characteristic of the rating or score.
- 00410Free textConditionalMax 99
A segment to provide descriptive text associated with the rating. A text rating or score may also be provided when codes or values do not exist.
- 00390ResultMandatoryMax 1
- Segment group 8Repeat 99999
- 00430Requirements and conditionsMandatoryMax 1
A segment to provide information on a subject area and any conditions or action taken. This segment is used to identify a subject area such as a financial statement or an interview and the action taken therefrom.
- 00440Information detailConditionalMax 99
A segment to provide information details related to the subject area such as type of financial statement, any relevant details and status.
- 00450MeasurementsConditionalMax 9
A segment to provide a value or range of values related to the subject area.
- 00460AttributeConditionalMax 99
A segment to provide attribute information related to the subject area, such as format of a financial statement.
- Segment group 9Repeat 999
- 00480Monetary amountMandatoryMax 1
A segment to provide a monetary amount related to the subject area.
- 00490Monetary amount functionConditionalMax 9
A segment to identify one or more incremental relationships associated with a monetary amount.
- 00500Free textConditionalMax 1
A segment to provide text information related to a monetary amount.
- 00480Monetary amountMandatoryMax 1
- 00430Requirements and conditionsMandatoryMax 1
- Segment group 10Repeat 999
- 00520QuantityMandatoryMax 1
A segment to provide quantity information related to the entity, such as number of employees, number of square feet in a facility, etc.
- 00530Free textConditionalMax 1
A segment to provide text information related to a quantity.
- 00520QuantityMandatoryMax 1
- Segment group 11Repeat 99
- 00550Business functionMandatoryMax 1
A segment to identify the specific business function, e.g., discount.
- 00560Payment termsConditionalMax 9
A segment to provide the type of payment terms.
- 00570Date/time/periodConditionalMax 9
A segment to provide the dates related to the payment terms.
- 00580Range detailsConditionalMax 9
A segment to identify the discount percent range or discount period range, or both, usually expressed in days.
- 00590Percentage detailsConditionalMax 1
A segment to specify the percent of a specific payment to total payments.
- 00550Business functionMandatoryMax 1
- Segment group 12Repeat 999
- 00610Processing informationMandatoryMax 1
A segment to specify a processing indicator.
- 00620Item descriptionConditionalMax 99
A segment to identify a type of asset.
- 00630Characteristic valueConditionalMax 99
A segment to identify characteristics related to the asset.
- 00640Percentage detailsConditionalMax 1
A segment to identify the percentage of the asset as specified in the processing indicator.
- 00650Number of unitsConditionalMax 1
A segment to identify the number of units of the asset.
- 00660ReferenceConditionalMax 99
A segment to identify references associated with an asset.
- Segment group 13Repeat 9
- 00680Monetary amountMandatoryMax 1
A segment to provide a monetary amount related to the asset(s).
- 00690Monetary amount functionConditionalMax 9
A segment to identify one or more incremental relationships associated with a monetary amount.
- 00700Free textConditionalMax 1
A segment to provide text information related to a monetary amount.
- 00680Monetary amountMandatoryMax 1
- 00610Processing informationMandatoryMax 1
- Segment group 14Repeat 999
- 00720RelationshipMandatoryMax 1
A segment to identify the type of relationship of the entity with a financial institution, such as a checking account or an outstanding loan.
- 00730AttributeConditionalMax 99
A segment to identify attributes of the relationship, such as the type of loan.
- 00720RelationshipMandatoryMax 1
- Segment group 15Repeat 999
- 00750StatusMandatoryMax 1
A segment to provide a status of an associated attribute.
- 00760AttributeConditionalMax 99
A segment specifying the attribute.
- 00750StatusMandatoryMax 1
- Segment group 16Repeat 999
- 00780Party identificationMandatoryMax 1
A segment to identify a company or individual related to the entity. Some examples of names are the property owner, name associated with a business (such as business name change) or name associated with a legal filing.
- 00790RelationshipConditionalMax 9
A segment to identify the relationships among entities.
- 00800AddressConditionalMax 99
A segment to provide address information for a named company or individual.
- 00810Financial institution informationConditionalMax 9
A segment that provides financial institution account details of the party identified in the preceding segment identifying the entity name.
- 00820AttributeConditionalMax 99
A segment to provide attribute information for a named individual, such as a business or professional title, ethnicity code, etc.
- 00830Person demographic informationConditionalMax 1
A segment to specify the gender or marital status of a named individual.
- 00840Employment detailsConditionalMax 9
A segment to identify employment details related to a named individual.
- 00850NationalityConditionalMax 9
A segment to specify the nationality of a named individual.
- 00860ReferenceConditionalMax 9
A segment to provide reference numbers related to a company or individual, such as a social security number.
- 00870LanguageConditionalMax 9
A segment to specify the language of an individual either for oral or written communication.
- 00880Date/time/periodConditionalMax 99
A segment to specify related dates.
- 00890Information detailConditionalMax 99
A segment to provide information details.
- 00900Percentage detailsConditionalMax 9
A segment to provide percent information for details related to a company or individual.
- 00910Communication contactConditionalMax 9
A segment to provide a communications contact for a named company or individual.
- 00920QuantityConditionalMax 99
A segment to provide quantity information related to a company or individual.
- 00930Free textConditionalMax 99
A segment to provide any associated text data.
- Segment group 17Repeat 999
- 00950Monetary amountMandatoryMax 1
A segment to provide a monetary amount related to the subject area.
- 00960Monetary amount functionConditionalMax 9
A segment to identify one or more incremental relationships associated with a monetary amount.
- 00970Free textConditionalMax 1
A segment to provide text information related to a monetary amount.
- 00950Monetary amountMandatoryMax 1
- 00780Party identificationMandatoryMax 1
- Segment group 18Repeat 999
- 00990EventMandatoryMax 1
A segment to identify the type of legal event or a public filing.
- 01000Date/time/periodConditionalMax 99
A segment to provide relevant dates, such as date of filing or date of resolution.
- 01010Information detailConditionalMax 99
A segment to provide detailed information about the legal event. It may include bankruptcy or reasons for law suits codes. Historical information related to a public filing or legal event may be included.
- 01020Free textConditionalMax 99
A segment to provide any textual information related to the legal event or for non-coded information such as contingency statements from the court.
- 00990EventMandatoryMax 1
- Segment group 19Repeat 999
- 01040Place/location identificationMandatoryMax 1
A segment to specify the type and/or function of a location, such as an industrial or central business area.
- 01050RelationshipConditionalMax 9
A segment to identify the relationship between the data related t the location and the other information attributed to the entity.
- 01060AddressConditionalMax 9
A segment to provide the address of the entity at this location.
- 01070Date/time/periodConditionalMax 99
A segment to provide related date information, such as the date the entity located there.
- 01080Communication contactConditionalMax 99
A segment to provide the communication contact of the entity at this location.
- 01090Information detailConditionalMax 99
A segment to provide detailed information about the entity at this location, such as type of construction of a building or fire protection capabilities.
- 01100Free textConditionalMax 99
A segment to provide textual information related to the location when the data is not codified.
- Segment group 20Repeat 999
- 01120Party identificationMandatoryMax 1
A segment to identify the name of an entity related to this location, such as a building manager or owner.
- 01130RelationshipConditionalMax 99
A segment to identify the relationship between the entity and the location, e.g., the spouse of the corporate officer for the entity at this location.
- 01120Party identificationMandatoryMax 1
- Segment group 21Repeat 99
- 01150Monetary amountMandatoryMax 1
A segment to provide monetary information related to the location, such as insurance coverage or value of goods produced at the location.
- 01160Monetary amount functionConditionalMax 9
A segment to identify one or more incremental relationships associated with a monetary amount.
- 01170Free textConditionalMax 1
A segment to provide text information related to a monetary amount.
- 01150Monetary amountMandatoryMax 1
- 01040Place/location identificationMandatoryMax 1
- Segment group 22Repeat 999
- 01190Additional price informationMandatoryMax 1
A segment to provide the class of trade of an entity.
- 01200Place/location identificationConditionalMax 99
A segment to identify the territory such as a region of a country or a country for the stated class of trade.
- 01210Percentage detailsConditionalMax 1
A segment to specify the percent of the total volume of business in a class of trade. If a specific location is identified, the percent is that of the class of trade in the stated location.
- 01220Free textConditionalMax 99
A segment to provide text information on class of trade when the information is not codified.
- 01190Additional price informationMandatoryMax 1
- 00200Hierarchy informationMandatoryMax 1
- 00120Line itemMandatoryMax 1
- 01230Message trailerMandatoryMax 1
A service segment ending a message, giving the total number of segments in the message (including the UNH & UNT) and the control reference number of the message.
1. 0062, the value shall be identical to the value in 0062 in thecorresponding UNH segment.