CREADV Credit advice
TBG5 Finance
A Credit Advice is sent by the Account Servicing Financial Institution to the Account Owner to inform the Account Owner that its account has been or will be credited for a specified amount on the date indicated, in settlement of the referenced business transaction(s).
Header
- 00010Message headerMandatoryMax 1
A service segment starting and uniquely identifying a message. The message type code for the Credit advice message is CREADV. Note: Credit advice messages conforming to this document must contain the following data in segment UNH, composite S009: Data element 0065 CREADV 0052 D 0054 15B 0051 UN
1. Data element S009/0057 is retained for upward compatibility. The use ofS016 and/or S017 is encouraged in preference.2. The combination of the values carried in data elements 0062 and S009 shallbe used to identify uniquely the message within its group (if used) or ifnot used, within its interchange, for the purpose of acknowledgement. - 00020Beginning of messageMandatoryMax 1
A segment for unique identification of the Credit Advice, the type of Credit Advice and its function.
- 00030Business functionConditionalMax 1
A segment identifying certain characteristics of the Credit Advice, such as its business function. In so doing, it provides information about the message that may be used to route the message within an institution, for tariffing, or for the provision of some statistical information.
- 00040Date/time/periodMandatoryMax 4
A segment specifying the date and, when required, the time at which the message has been created as well as other dates and times relevant to the financial transaction.
- Segment group 1Repeat 5
- 00060ReferenceMandatoryMax 1
A segment specifying the reference of the previously-sent message.
- 00070Date/time/periodConditionalMax 1
A segment identifying the creation date/time of the referenced message.
- 00060ReferenceMandatoryMax 1
- Segment group 2Repeat 4
- 00090Monetary amountMandatoryMax 1
A segment giving the amount value of the credit.
- 00100CurrenciesConditionalMax 1
A segment identifying the source currency and the target currency of the transaction when they are different. The rate of exchange is solely used when previously agreed between the Ordering Customer and the Ordered Bank.
- 00110Date/time/periodConditionalMax 2
A segment identifying the effective date and/or time the rate of exchange was fixed. The other occurrence identifies the reference date.
- 00120ReferenceConditionalMax 1
A segment identifying other transactions to which funds associated with the Credit Advice are related, such as a separate foreign exchange deal.
- 00090Monetary amountMandatoryMax 1
- 00130Free textConditionalMax 5
A segment giving information in coded or clear form, to provide supplementary information relating to the Credit Advice.
- Segment group 3Repeat 4
- 00150Financial institution informationMandatoryMax 1
A segment identifying the financial institution (e.g., bank) and relevant account number and currency for the Payor, Payee and other parties to the transaction.
- 00160Contact informationConditionalMax 1
A segment identifying a person or a department for the financial institution specified in the FII segment and to whom communication should be directed.
- 00170Communication contactConditionalMax 5
A segment providing a communication number for the party identified in the FII segment and optionally for the contact identified in the associated CTA segment.
- 00150Financial institution informationMandatoryMax 1
- Segment group 4Repeat 6
- 00190Name and addressMandatoryMax 1
A segment identifying the name and address of the non-financial parties associated with the Credit Advice and their functions. Identification of the Payor and Payee parties is mandatory for the Credit Advice message and should be given in this segment.
- 00200Contact informationConditionalMax 1
A segment identifying a person or a department for the party specified in the NAD segment and to whom communication should be directed.
- 00210Communication contactConditionalMax 5
A segment providing a communication number for the party identified in the NAD segment and optionally for the contact identified in the associated CTA segment.
- 00190Name and addressMandatoryMax 1
- Segment group 5Repeat 4
- 00230Parties and instructionMandatoryMax 1
A segment identifying the party originating the instruction, the parties contacted or to be contacted at or by the associated financial institution on matters concerning the execution of the payment. It specifies where appropriate the instruction in coded form.
- 00240Free textConditionalMax 1
A segment providing free text instruction relating to the associated INP segment.
- 00250Date/time/periodConditionalMax 3
A segment specifying the earliest and the latest dates and times by which the instruction specified in the INP and/or FTX segments needs to be carried out.
- 00230Parties and instructionMandatoryMax 1
- Segment group 6Repeat 10
- 00270Processing informationMandatoryMax 1
A segment identifying what processing should be completed by regulatory authorities.
- 00280Monetary amountConditionalMax 1
A segment giving the amount and the currency of each transaction to be reported.
- 00290Place/location identificationConditionalMax 2
A segment giving the different origins/destinations (places) of goods/investment/services.
- 00300Name and addressConditionalMax 1
A segment identifying the recipient of the associated informative text.
- 00310Requirements and conditionsConditionalMax 1
A segment giving the nature (e.g. goods, transport services) and direction of each transaction to be recorded in coded form.
- 00320Free textConditionalMax 10
A segment giving information, in coded or clear form, to provide information relevant to regulatory authorities requirements.
- 00270Processing informationMandatoryMax 1
- Segment group 7Repeat 5
- 00340Financial charges allocationMandatoryMax 1
A segment specifying the method for allocation of charges and allowances and identifying an account to which such charges or allowances were directed where it is different from the principal account.
- 00350Monetary amountConditionalMax 2
A segment giving the total value of charges and/or allowances and associated taxes, that relate to an account for charges/allowances. This segment also identifies the basis amount from which charges are calculated, if different from the overall amount of the original order.
- Segment group 8Repeat 20
- 00370Allowance or chargeMandatoryMax 1
A segment providing full details of each charge or allowance for which the Payee is liable. Included are full details of the method of calculating the charge.
- 00380Percentage detailsConditionalMax 1
A segment specifying the percentage used for calculating the charges (or allowances).
- 00390Monetary amountConditionalMax 2
A segment identifying the amount of charges (or allowances) and/or specifying the basis amount from which charges (or allowances) may be calculated if different from the FCA segment.
- 00400CurrenciesConditionalMax 1
A segment used to specify rates related to the charges and allowances.
- 00410Date/time/periodConditionalMax 2
A segment identifying the effective date and/or time the rate of exchange was fixed.
- Segment group 9Repeat 5
- 00430Duty/tax/fee detailsMandatoryMax 1
A segment identifying any taxes related to a specific charge.
- 00440Monetary amountConditionalMax 2
A segment specifying the total amount of the tax and the basis of calculation.
- 00450CurrenciesConditionalMax 1
A segment specifying exchange rates.
- 00460Date/time/periodConditionalMax 1
A segment identifying the effective date and/or time the rate of exchange was fixed.
- 00430Duty/tax/fee detailsMandatoryMax 1
- 00370Allowance or chargeMandatoryMax 1
- 00340Financial charges allocationMandatoryMax 1
- Segment group 10Repeat 10
- 00480Document/message detailsMandatoryMax 1
A segment identifying the document relating to the credit advice.
- 00490Date/time/periodConditionalMax 1
A segment identifying the date of issue of the document described in the preceding DOC segment.
- 00480Document/message detailsMandatoryMax 1
- Segment group 11Repeat 5
- 00510Authentication resultMandatoryMax 1
A segment specifying the details of any authentication (validation) procedure applied to the Credit Advice message.
- 00520Date/time/periodConditionalMax 1
A segment identifying the date and where necessary, the time of validation.
- 00510Authentication resultMandatoryMax 1
- 00530Message trailerMandatoryMax 1
A service segment ending a message, giving the total number of segments in the message (including the UNH & UNT) and the control reference number of the message.
1. 0062, the value shall be identical to the value in 0062 in thecorresponding UNH segment.