CDA Consumer Credit Account

To provide duration, amount and associated information on consumer credit accounts

Position: CDA-01 · Element: 508 · Name: Account Number · Type: String (AN) · Requirement: Optional · Min: 1 · Max: 35 · Repeat: 1

Account number assigned

CDA01 defines the credit account number.

Position: CDA-02 · Element: 782 · Name: Monetary Amount · Type: Decimal number (R) · Requirement: Optional · Min: 1 · Max: 18 · Repeat: 1

Monetary amount

CDA02 defines the credit account balance.

Position: CDA-03 · Element: 782 · Name: Monetary Amount · Type: Decimal number (R) · Requirement: Optional · Min: 1 · Max: 18 · Repeat: 1

Monetary amount

CDA03 defines the credit account original balance.

Position: CDA-04 · Element: 782 · Name: Monetary Amount · Type: Decimal number (R) · Requirement: Optional · Min: 1 · Max: 18 · Repeat: 1

Monetary amount

CDA04 defines the credit account past due amount.

Position: CDA-05 · Element: 782 · Name: Monetary Amount · Type: Decimal number (R) · Requirement: Conditional · Min: 1 · Max: 18 · Repeat: 1

Monetary amount

CDA05 defines the credit account minimum payment amount.

Position: CDA-06 · Element: 1187 · Name: Type of Account Code · Type: Identifier (ID) · Requirement: Optional · Min: 2 · Max: 2 · Repeat: 1

Code specifying the type of ownership

CDA06 defines the credit account ownership type.

Position: CDA-07 · Element: 1189 · Name: Type of Credit Account Code · Type: Identifier (ID) · Requirement: Optional · Min: 1 · Max: 1 · Repeat: 1

Code specifying the type of credit account

If CDA07 is "I", then CDA08, CDA09 are required.

If CDA07 is "I", then CDA08 is number of months reviewed in the credit account.

If CDA07 is "I", then CDA09 is number of months remaining in the credit account.

If CDA07 is "H", then CDA03 is the maximum home equity line of credit amount.

If CDA07 is "H", then CDA05 is the maximum home equity line of credit payment amount.

If CDA07 is "H", then CDA11 is the date of the initial home equity line of credit draw.

Position: CDA-08 · Element: 380 · Name: Quantity · Type: Decimal number (R) · Requirement: Optional · Min: 1 · Max: 15 · Repeat: 1

Numeric value of quantity

CDA08 defines the number of months reviewed in the credit account.

Position: CDA-09 · Element: 380 · Name: Quantity · Type: Decimal number (R) · Requirement: Optional · Min: 1 · Max: 15 · Repeat: 1

Numeric value of quantity

CDA09 defines the number of months remaining in the credit account.

Position: CDA-10 · Element: 1250 · Name: Date Time Period Format Qualifier · Type: Identifier (ID) · Requirement: Conditional · Min: 2 · Max: 3 · Repeat: 1

Code indicating the date format, time format, or date and time format

L101112131415: If CDA-10 is present, then at least one of CDA-11, CDA-12, CDA-13, CDA-14 or CDA-15 is required

CDA10 defines the date format used in CDA11 through CDA15.

Position: CDA-11 · Element: 1251 · Name: Date Time Period · Type: String (AN) · Requirement: Conditional · Min: 1 · Max: 35 · Repeat: 1

Expression of a date, a time, or range of dates, times or dates and times

C1110: If CDA-11 is present, then CDA-10 is required

CDA11 defines the date the credit account was opened.

Position: CDA-12 · Element: 1251 · Name: Date Time Period · Type: String (AN) · Requirement: Conditional · Min: 1 · Max: 35 · Repeat: 1

Expression of a date, a time, or range of dates, times or dates and times

C1210: If CDA-12 is present, then CDA-10 is required

CDA12 defines the date of the last credit account activity.

Position: CDA-13 · Element: 1251 · Name: Date Time Period · Type: String (AN) · Requirement: Conditional · Min: 1 · Max: 35 · Repeat: 1

Expression of a date, a time, or range of dates, times or dates and times

C1310: If CDA-13 is present, then CDA-10 is required

CDA13 defines the date the credit account was closed.

Position: CDA-14 · Element: 1251 · Name: Date Time Period · Type: String (AN) · Requirement: Conditional · Min: 1 · Max: 35 · Repeat: 1

Expression of a date, a time, or range of dates, times or dates and times

C1410: If CDA-14 is present, then CDA-10 is required

CDA14 defines the date the credit account was high delinquent.

Position: CDA-15 · Element: 1251 · Name: Date Time Period · Type: String (AN) · Requirement: Conditional · Min: 1 · Max: 35 · Repeat: 1

Expression of a date, a time, or range of dates, times or dates and times

C1510: If CDA-15 is present, then CDA-10 is required

CDA15 defines the date the credit account payoff is due.

Position: CDA-16 · Element: 352 · Name: Description · Type: String (AN) · Requirement: Optional · Min: 1 · Max: 80 · Repeat: 1

A free-form description to clarify the related data elements and their content

CDA16 is the text description of account security.

Position: CDA-17 · Element: 127 · Name: Reference Identification · Type: String (AN) · Requirement: Optional · Min: 1 · Max: 80 · Repeat: 1

Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier

CDA17 is used to identify an internal control number.

Position: CDA-18 · Element: 1262 · Name: Loan Type Code · Type: Identifier (ID) · Requirement: Optional · Min: 1 · Max: 2 · Repeat: 1

Code identifying the loan program or type

Position: CDA-19 · Element: 594 · Name: Frequency Code · Type: Identifier (ID) · Requirement: Optional · Min: 1 · Max: 1 · Repeat: 1

Code indicating frequency or type of activities or actions being reported

C1905: If CDA-19 is present, then CDA-05 is required

Position: CDA-20 · Element: 127 · Name: Reference Identification · Type: String (AN) · Requirement: Optional · Min: 1 · Max: 80 · Repeat: 1

Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier

CDA20 is used to associate liabilities reported in this segment to a real estate item.

Position: CDA-21 · Element: 875 · Name: Maintenance Type Code · Type: Identifier (ID) · Requirement: Optional · Min: 3 · Max: 3 · Repeat: 1

Code identifying the specific type of item maintenance

CDA21 defines the type of verification action that must take place.

Position: CDA-22 · Element: 546 · Name: Status Code · Type: Identifier (ID) · Requirement: Optional · Min: 2 · Max: 2 · Repeat: 1

Code identifying the status of a business transaction, such as a claim, policy, real estate, or securities transaction

CDA22 defines status of the liability or the business transaction.