CDA Consumer Credit Account
To provide duration, amount and associated information on consumer credit accounts
Position
Element
Name
Type
Requirement
Min
Max
Repeat
Account number assigned
CDA01 defines the credit account number.
Monetary amount
CDA02 defines the credit account balance.
Monetary amount
CDA03 defines the credit account original balance.
Monetary amount
CDA04 defines the credit account past due amount.
Monetary amount
CDA05 defines the credit account minimum payment amount.
Code specifying the type of ownership
CDA06 defines the credit account ownership type.
Code specifying the type of credit account
If CDA07 is "I", then CDA08, CDA09 are required.
If CDA07 is "I", then CDA08 is number of months reviewed in the credit account.
If CDA07 is "I", then CDA09 is number of months remaining in the credit account.
If CDA07 is "H", then CDA03 is the maximum home equity line of credit amount.
If CDA07 is "H", then CDA05 is the maximum home equity line of credit payment amount.
If CDA07 is "H", then CDA11 is the date of the initial home equity line of credit draw.
Numeric value of quantity
CDA08 defines the number of months reviewed in the credit account.
Numeric value of quantity
CDA09 defines the number of months remaining in the credit account.
Code indicating the date format, time format, or date and time format
L101112131415: If CDA-10 is present, then at least one of CDA-11, CDA-12, CDA-13, CDA-14 or CDA-15 is required
CDA10 defines the date format used in CDA11 through CDA15.
Expression of a date, a time, or range of dates, times or dates and times
C1110: If CDA-11 is present, then CDA-10 is required
CDA11 defines the date the credit account was opened.
Expression of a date, a time, or range of dates, times or dates and times
C1210: If CDA-12 is present, then CDA-10 is required
CDA12 defines the date of the last credit account activity.
Expression of a date, a time, or range of dates, times or dates and times
C1310: If CDA-13 is present, then CDA-10 is required
CDA13 defines the date the credit account was closed.
Expression of a date, a time, or range of dates, times or dates and times
C1410: If CDA-14 is present, then CDA-10 is required
CDA14 defines the date the credit account was high delinquent.
Expression of a date, a time, or range of dates, times or dates and times
C1510: If CDA-15 is present, then CDA-10 is required
CDA15 defines the date the credit account payoff is due.
A free-form description to clarify the related data elements and their content
CDA16 is the text description of account security.
Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier
CDA17 is used to identify an internal control number.
Code identifing the loan program or type
Code indicating frequency or type of activities or actions being reported
C1905: If CDA-19 is present, then CDA-05 is required
Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier
CDA20 is used to associate liabilities reported in this segment to a real estate item.
Code identifying the specific type of item maintenance
CDA21 defines the type of verification action that must take place.
Code identifying the status of a business transaction, such as a claim, policy, real estate, or securities transaction
CDA22 defines status of the liability or the business transaction.