MRC Mortgagor Response Characteristics

To provide information on mortgagor responses and number of contacts made with a mortgagor

Position: MRC-01 · Element: 98 · Name: Entity Identifier Code · Type: Identifier (ID) · Requirement: Mandatory · Min: 2 · Max: 3 · Repeat: 1

Code identifying an organizational entity, a physical location, property or an individual

MRC01 indicates the person contacted, whether it is the mortgagor, or the co-mortgagor.

Position: MRC-02 · Element: 196 · Name: Mortgagor Response Code · Type: Identifier (ID) · Requirement: Mandatory · Min: 1 · Max: 1 · Repeat: 1

Code indicating borrower's attitude toward mortgage default

MRC02 defines the attitude of mortgagor towards repayment of the loan, or the loan default, or the delinquency.

Position: MRC-03 · Element: 1079 · Name: Contact Method Code · Type: Identifier (ID) · Requirement: Mandatory · Min: 1 · Max: 1 · Repeat: 1

Code indicating the type of contact

MRC03, MRC06, and MRC08 define the method of contact. "F" for face-to-face, "M" for mail, and "T" for telephone contact.

Position: MRC-04 · Element: 380 · Name: Quantity · Type: Decimal number (R) · Requirement: Mandatory · Min: 1 · Max: 15 · Repeat: 1

Numeric value of quantity

MRC04, MRC07, and MRC09 define the quantity as the number of contacts made with a mortgagor or a co-mortgagor.

Position: MRC-05 · Element: 1251 · Name: Date Time Period · Type: String (AN) · Requirement: Optional · Min: 1 · Max: 35 · Repeat: 1

Expression of a date, a time, or range of dates, times or dates and times

MRC05 indicates the date of last contact with the mortgagor.

Position: MRC-06 · Element: 1079 · Name: Contact Method Code · Type: Identifier (ID) · Requirement: Conditional · Min: 1 · Max: 1 · Repeat: 1

Code indicating the type of contact

P0607: If either MRC-06 or MRC-07 is present, then the other is required

Position: MRC-07 · Element: 380 · Name: Quantity · Type: Decimal number (R) · Requirement: Conditional · Min: 1 · Max: 15 · Repeat: 1

Numeric value of quantity

Position: MRC-08 · Element: 1079 · Name: Contact Method Code · Type: Identifier (ID) · Requirement: Conditional · Min: 1 · Max: 1 · Repeat: 1

Code indicating the type of contact

P0809: If either MRC-08 or MRC-09 is present, then the other is required

Position: MRC-09 · Element: 380 · Name: Quantity · Type: Decimal number (R) · Requirement: Conditional · Min: 1 · Max: 15 · Repeat: 1

Numeric value of quantity