Benefits provided under the Social Security Administration to the primary insured which are not redefined under the COLA (Cost of Living Adjustment) Act
2
Primary Disability - Non-frozen
Benefits provided under the Social Security Administration to the primary insured which are redefined under the COLA (Cost of Living Adjustment) Act
3
Dependent Disability - Frozen
Benefits provided under the Social Security Administration to an insured dependent which are not redefined under the COLA (Cost of Living Adjustment) Act
4
Dependent Disability - Non-frozen
Benefits provided under the Social Security Administration to an insured dependent which are redefined under the COLA (Cost of Living Adjustment) Act
5
Retirement - Frozen
Retirement benefits provided under the Social Security Administration to the primary insured which are not redefined under the COLA (Cost of Living Adjustment) Act
6
Retirement - Non-frozen
Retirement benefits provided under the Social Security Administration to the primary insured which are redefined under the COLA (Cost of Living Adjustment) Act
7
Permanent
A disability that will presumably last for the insured's lifetime and that prevents him from engaging in any occupation for which he is reasonably fitted
8
Temporary
A disability that will last for a short period of time and temporarily prevents the insured from engaging in work for which he is employed
9
Canadian
Pension benefits payable to the employee in Canada
10
Joint
An ancillary benefit paid to an employee's pension fund at the employer's place of business during the period in which he is disabled
11
Deferred
Benefits earned by the insured while he is disabled and made payable when he reaches the indemnity limit, usually age 65